With over 15 years of lending experience, Exceptional Mortgage helps borrowers in El Cajon and across San Diego County secure the right home loan with confidence. Licensed in CA, FL, VA, NE & CO, we make the mortgage process simple, transparent, and personalized around your goals.
A simple, guided process that verifies your income, credit, and financial profile—giving you a clear picture of your buying power so you can shop with confidence.
Our team brings decades of lending experience to ensure you receive clear guidance and accurate loan solutions.
Apply online from anywhere, upload documents securely, and track your loan status with ease.
With a main office in El Cajon, we understand San Diego County’s housing market better than anyone.
We process loans efficiently so you can move forward without delays.
Your information is protected with industry-leading security standards.
We help match you to the option that fits your budget and long-term plans.
Funding for our Clients
We provide FHA, VA, Conventional, Jumbo, USDA, and several specialty loan types. Our team helps you compare programs and choose the best one for your financial goals.
You can start online or by calling us at 877-242-0020. We’ll review your financial details and issue a pre-approval so you know exactly how much home you can afford.
Not at all. We work with borrowers across a wide credit range and offer flexible programs, including low down-payment options.
Yes — refinancing can lower your payment, reduce your rate, or help you access your home equity. We’ll review your goals and recommend the best option.
