A conventional loan suits buyers with steady income, a solid credit score, and the ability to make a small down payment.
Whether you’re purchasing a primary home, second home, or investment property, this loan provides options that fit long-term financial goals.
Take advantage of low down-payment options, no upfront mortgage insurance fee, and the ability to remove PMI once you reach 20% equity.
Select from fixed-rate or adjustable-rate terms to align your mortgage with your budget and long-term plans.
Most borrowers qualify with a credit score around 620, a down payment between 3%–20%, and a reasonable debt-to-income ratio.
We review your income and employment details to confirm eligibility and match you with the loan structure that fits your goals.
As low as 3% for eligible buyers.
Yes—once you reach 20% equity.
Yes, many first-time buyers choose conventional loans for long-term savings.
