Jumbo loans are ideal for borrowers buying homes above conventional loan limits.
This loan works best for buyers with solid credit, steady income, and sufficient assets.
Finance more expensive homes without needing multiple loans or alternative financing.
Choose from fixed-rate or adjustable-rate options depending on your financial strategy.
Most jumbo loans require higher credit scores and documented income.
Down payments typically start higher than conventional loans, depending on the loan amount.
Any loan amount above standard conforming limits is considered jumbo.
Rates can be competitive and often depend on credit, income, and market conditions.
Yes. Jumbo loans can be used for primary homes, second homes, and some investment properties.