Ideal for homeowners who want consistent monthly payments without surprises.
Best for buyers planning to stay in their home for many years.
Your rate and payment stay the same, regardless of market changes.
Easier budgeting and protection from rising interest rates.
Credit score, income, and debt-to-income ratio are reviewed based on loan type.
Available in common terms such as 15-year, 20-year, and 30-year options.
No. With a fixed-rate loan, your interest rate and principal payment remain the same.
It depends on your goals. Fixed-rate loans are best for long-term stability.
Yes. You can refinance at any time if rates drop or your goals change.
